Set up Whether a PIN Device Requests Input on the Card Type for Debit or Credit

Description: Learn how to set up whether a PIN device will request input on the card type for debit or credit on a Universal Transaction Gateway (UTG) activated device below. 

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To enable the choice,  you must edit the settings on the terminal file in Lighthouse Transaction Manager (LTM).

1. Log in to LTM as an Administrator or a user with EMV Device Access.
2. Navigate to Settings > EMV Devices.
   
3. Scroll down to the EMV Terminal Settings and enable or disable US Common Debit as needed:
   • Enabled: When a card is inserted, it will only process as U.S. Common Debit, and the user will not be given a choice on the device.
   • Disabled: When a card is inserted, the user will be given a choice on how to process the payment for either U.S. Common Debit (True Debit) and typically an AID for the brand of card that is inserted (Visa Debit, MasterCard Debit, etc.) this only works if the EMV Chip Card is loaded with Multiple Application ID's (AID).
     
4. Click Save/Apply at the bottom of the page. Perform a terminal download to pull the settings to the device.